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Business Planning 101: Introductory Page (w/EXAMPLES)

As I promised in The Importance of a Business Plan, I will be taking you on the journey of writing your very own business plan! We will be starting with the Introductory Page. Components of the Introductory Page: Name of business When trying to come up with a name for your business focus on the … Continue reading Business Planning 101: Introductory Page (w/EXAMPLES)

Dividend Aristocrats and Dividend Kings

Investing in dividend paying companies is a good way to receive passive income! Today, I want to share with you some of my favorite dividend aristocrats and dividend kings! Dividend Aristocrats are companies who have increased their dividend for at least 25 consecutive years. My favorite dividend aristocrats: AT&T Inc. (T)Atmos Energy (ATO)Becton, Dickinson, & … Continue reading Dividend Aristocrats and Dividend Kings

THE IMPORTANCE OF A BUSINESS PLAN

I wrote my first business plan as a junior in college. The class was titled "New Venture Planning" and our only assignment was to write a business plan for whatever business we wanted to start. I Chose to create a multi-functional sports training gym in my hometown. I went through the process of preparing a … Continue reading THE IMPORTANCE OF A BUSINESS PLAN

3 TYPES OF BUSINESS MODELS

It is important to know what types of business models are out there so that you can make the best decisions for your future business. You have to know what type of business you want to create. Do you want to sell products or services? What types of products or services do you want to … Continue reading 3 TYPES OF BUSINESS MODELS

FINANCIAL LITERACY LESSONS: “GOOD” DEBT VS “BAD” DEBT

WHAT IS DEBT? The money you owe another person or a business. "GOOD" DEBT Money owed for things that can help build wealth or increase income over time. Example: student loans, mortgages, business loans "BAD" DEBT Money borrowed to purchase a depreciating asset Example: cars, high interest credit cards Book Recommendation: The Psychology of Money: … Continue reading FINANCIAL LITERACY LESSONS: “GOOD” DEBT VS “BAD” DEBT

3 PODCASTS I LOVED IN FEBRUARY

Podcasts are a great way to gain more knowledge about any topic! The podcasts I listen to focus on business, branding and personal development. I listen to these podcasts while I'm cooking, eating, working, exercising etc. In my opinion, listening to podcasts are more convenient than reading books! So if you're a busy person and … Continue reading 3 PODCASTS I LOVED IN FEBRUARY

The Hard Truth About Manifestation

While reading The 10 Pillars of Wealth this quote stuck out to me: "You can'texpect your life or circumstances or situations to change if you don't change." Thissentence took me back to last year when I was thinking positive thoughts andspeaking manifestations into the air. Spoiler alert: nothing changed. I was struggling to understand why … Continue reading The Hard Truth About Manifestation

HOW TO RESEARCH STOCKS FOR BEGINNERS

If you are starting your investing journey, you need to research stocks before investing. This is key in making the right decision and getting into a stock at the right price. Sites to use for research (best site for beginners): Macrotrends.net Yahoo Finance Seeking Alpha Quantitive Research A good way to start is to look … Continue reading HOW TO RESEARCH STOCKS FOR BEGINNERS

5 Books for Beginner Investors

If you're ready to start investing and are looking for a guide, here are some of the best investing books for beginners. It's important to do your own research before you start investing. I will have more on how to research before investing in the coming weeks. A Random Walk Down Wall Street: The Time-Tested … Continue reading 5 Books for Beginner Investors

BLACK OWNED | 5 INVENTIONS FROM BLACK INVENTORS

As a black women, I feel that it is important to highlight black businesses! I have posted black owned businesses frequently and will continue to do so. To celebrate Black History Month, I plan to post something related to Black History weekly! Today, I want to present you with 5 inventions from black inventors. Ironing … Continue reading BLACK OWNED | 5 INVENTIONS FROM BLACK INVENTORS

How To Overcome Imposter Syndrome

Imposter syndrome is an internal experience of believing that you are not as qualified as others perceive you to be. It's all in your head and is centered around self-doubt. People don't understand that self-doubt is more powerful then the effects of other peoples' opinions about you. You have to do the work within in … Continue reading How To Overcome Imposter Syndrome

How Can You Make Money? | The 8 Income Streams

There are so many ways to make money in 2021. There is a market for just about anything. Today I want to provide you with the 8 income streams along with examples of each. The 8 Income Streams: EARNED INCOME Earned income is the income you receive from working a job. This income includes wagers, … Continue reading How Can You Make Money? | The 8 Income Streams

How To Create A Website on WordPress (video)

If you're reading this and want to create your own website on WordPress this is the video for you! This is Part 1 of a 6 Part series! You can use the website for anything you want and potentially earn some passive income! https://youtu.be/M9imZe6BEK0 The Prosperity Formula - How To Start a Profitable Online Business

Right-brained? Left-brained?

Our personality, thinking style and how we do things stems from us being left-brained or right-brained. To be considered left-brained or right-brained these factors will apply: I took a quiz to see if I was more left-brained or right-brained and the results showed that I was more right-brained. This was surprising because I struggle with … Continue reading Right-brained? Left-brained?

The Importance of Emotional Intelligence

According to Daniel Goleman, emotional intelligence is the ability to understand and manage your own emotions, and those of the people around you. There are 5 key elements of emotional intelligence: self-awareness, self-regulation, motivation, empathy and social skills. Self-awareness Ability to recognize your emotions and how they affect your behaviors. Ability to recognize your strengths … Continue reading The Importance of Emotional Intelligence

3 BLACK OWNED SHOE BRANDS YOU SHOULD KNOW ABOUT!

ROCK DEEP Rock Deep was created by Rocky Parrish, who after years of playing sports developed problems with his feet. This resulted in him wanted to develop footwear that would provide maximum comfort. Rock Deep has a wide variety of shoe styles for men and women, as well as apparel. Instagram LFLS SHOES Founder Eric … Continue reading 3 BLACK OWNED SHOE BRANDS YOU SHOULD KNOW ABOUT!

LIFE LESSONS PT. 2

Over the past two months, I have had the honor of learning from guest speakers from all around the world. The value that these speakers provided was invaluable. I took notes from each speaker and would like to share with you a list of lessons I learned from each one Develop relationshipsDon't run from fearDo … Continue reading LIFE LESSONS PT. 2

5 MUST-WATCH TED TALKS

Use every opportunity to learn! Here is a list of five must-watch Ted Talks: Simon Sinek | How great leaders inspire action https://www.youtube.com/watch?v=qp0HIF3SfI4 2. Dan Pink | The puzzle of motivation https://www.youtube.com/watch?v=rrkrvAUbU9Y 3. Angela Lee Duckworth | Grit: the power of passion and perseverance https://www.youtube.com/watch?v=H14bBuluwB8 4. Kelly McGonigal | How to make stress your friend … Continue reading 5 MUST-WATCH TED TALKS

LIFE LESSONS PT. 1

Experiences are everything.Ask the right questions.Failure is not an identity, but an opportunity.Don't be afraid to take risks.Outlast your problems.Have faith in what you're building.Don't run from fear.Be a sponge, learn it all.Make the most of every opportunity.Do what makes you happy! With this being the "Deep Thoughts" section, I want to know some of … Continue reading LIFE LESSONS PT. 1

BUSINESS PLAN ELEMENTS + PRINTABLE CHECKLIST

Having a business plan is essential to any business no matter the industry. Organize your thoughts and put them into a organized plan! I am providing you with a checklist to help you visualize and organize your thoughts! There is also a printable PDF checklist located at the bottom of the post. Introductory Page: Name, … Continue reading BUSINESS PLAN ELEMENTS + PRINTABLE CHECKLIST

4 Ways to Contribute to your Personal Growth Daily

I take my personal growth seriously. I take your personal growth seriously! To be able to see changes in your personal growth you have to "feed" it daily! Pump as much positive content into your mind as humanly possible! Your personal growth journey should be important enough that you put in the work to see … Continue reading 4 Ways to Contribute to your Personal Growth Daily

10 BLACK-OWNED CLOTHING BRANDS YOU SHOULD KNOW ABOUT

SPERGO represents "POWER, STRENGTH & COURAGEOUSNESS" Check out more from this collection: https://spergo.com/ ODE CLOTHING Check out more from this collection: https://odeclothing.com/ CREATED FOR MORE Check out more from this collection: https://createdformore.co/ POISON IVY SOCIETY Check out more from this collection: https://poisonivyclothing.com/ GOD IS DOPE Check out more from this collection: https://www.godisdope.com/ WRLDINVSN Check out … Continue reading 10 BLACK-OWNED CLOTHING BRANDS YOU SHOULD KNOW ABOUT

BEAR MARKET VS BULL MARKET

Today's FINANCIAL LITERACY LESSON will be focused on BEAR MARKET VS BULL MARKET!(Market is referring to the stock market) Before you invest, it is important that you understand what the market is doing and I hope this post is helpful! BEAR MARKET When a market experiences prolonged price declines Characterized by investors' pessimism and low … Continue reading BEAR MARKET VS BULL MARKET

EBAY SELLING GUIDE: TIPS AND TRICKS

Hey guys! I want to share with you the tips and tricks I have developed over the past 2 years of selling on eBay! I want you to have every tool necessary to be a successful seller on eBay! Also, I will be including items that I use on a daily basis for my eBay … Continue reading EBAY SELLING GUIDE: TIPS AND TRICKS

Side Hustles You Can Start w/ Little To No Money

TURN YOUR HOBBY INTO A SIDE HUSTLE TODAY! Start a blog: Of course this had to be #1, blogging can open up so many doors for other side hustles! You can monetize your blog by using affiliate links or by sponsoring companies on your blog using ads! Blogging is a fun way to connect with … Continue reading Side Hustles You Can Start w/ Little To No Money

Stock Market 101: Key Concepts

Hey guys! I'm back again with another Financial Literacy post! Today, I am discussing stock market key concepts and vocabulary! Learning new things is so fun especially during these times! I hope that you can learn something new or refine your knowledge on the stock market! I would love if you share something you learned … Continue reading Stock Market 101: Key Concepts

Assets vs. Liabilities

Prior to coming to college I was never taught financial literacy. Everything changed once I took a financial literacy course during my freshman year in college! It created a hunger for me to learn more about financial terms and there meanings. Even though most of these concepts seem simple, I feel that it is important … Continue reading Assets vs. Liabilities

Shoe Dog (Phil Knight) – Book Summary, Notes & Highlights

Read more on Amazon Phil Knight gives readers an inside look into his journey with Nike! He gets vulnerable in his story telling ability and displays what it takes to go from nothing to something! I recommend this book for anyone who feels as if their dream is too big; this book will give you … Continue reading Shoe Dog (Phil Knight) – Book Summary, Notes & Highlights

USEFUL APPS TO MAXIMIZE PRODUCTIVITY

Hey everyone! I hope this post is finding you happy and healthy. I wanted to share with you guys the apps that help me maximize my productivity. Being more productive has been a journey for me over the past 3 years, but I'm so grateful that these apps make it easier for me to do … Continue reading USEFUL APPS TO MAXIMIZE PRODUCTIVITY

15 Quotes That Inspire Me

These quotes have changed my perspective about my life. It so amazing that a simple quote can change the way you think about the situations you face! I hope that these quotes serve you well and that you are able to change your perspective through them! Also, I want anyone reading this post to comment … Continue reading 15 Quotes That Inspire Me

How Successful People Think(John C. Maxwell) – Book Summary, Notes & Highlights

Read more on Amazon This book is 127 pages filled with valuable information on how to transform your thinking to become successful. John C. Maxwell focuses on thought-processes that will lead you to see physical results. I’ve read this book twice and each time I learn something new!  NOTES Thinking Questions: Am I thinking beyond … Continue reading How Successful People Think(John C. Maxwell) – Book Summary, Notes & Highlights

PODCASTS OF JULY

I’ve recently begun listening to podcasts again! An easy way to retain information and learn new information is to listen to podcasts! There is so much value in podcasts (plus they are free to listen).  I have chosen 4 podcasts that I’m going to listen to for the month of July. I want to share … Continue reading PODCASTS OF JULY

Ebay Selling Guide: Posting and Selling the Item

Example: Apple iPad 6th Gen. STEP ONE: TITLE This step is self-explanatory. Include as much information as you can with the 80 characters provided in the "Title" section. Make sure your item matches the title. STEP TWO: ITEM SPECIFICS This is one of the most important sections! Include everything you know about your item. The … Continue reading Ebay Selling Guide: Posting and Selling the Item

Financial Literacy 101

Updated Daily The more liquid your assets, the more financial flexibility you have. FICO scores range from 300 to 850, and the higher the score, the better the terms you may receive on your next loan or credit card. People with scores below 650 may have a harder time securing credit at a favorable interest … Continue reading Financial Literacy 101

Ebay Selling Guide: Selecting a Niche

Part 1: Selecting a niche What is a niche? A niche is a focused, targetable portion of a broader market in which specialized products or services can be sold. In the case with eBay, a niche is any product that can be sold for a profit.  Do I have to spend money to get started? … Continue reading Ebay Selling Guide: Selecting a Niche

How to Outwit the Six Ghosts of Fear: The Fear of DEATH

This fear is useless. Death will come, no matter what anyone may think about it. Accept it as a necessity, and pass the thought out of your mind. It must be a, necessity, or it would not come to all. Perhaps it is not as bad as it has been pictured. Life is energy, if … Continue reading How to Outwit the Six Ghosts of Fear: The Fear of DEATH

How to Outwit the Six Ghosts of Fear: The Fear of OLD AGE

This fear grows out of two sources. First, the thought that old age may bring with it POVERTY. Secondly, and by far the most common source of origin, from false and cruel teachings of the past which have been too well mixed with "fire and brimstone". The possibility of ill health, which is more common … Continue reading How to Outwit the Six Ghosts of Fear: The Fear of OLD AGE

How to Outwit the Six Ghosts of Fear: The Fear of LOSS OF LOVE

SYMPTOMS OF THE FEAR OF LOSS OF LOVE JEALOUSY: the habit of being suspicious of friends and loved ones without any reasonable evidence of sufficient groundsFAULT FINDING: the habit of finding fault with friends, relatives, business associates and loved ones upon the slightest provocation, or without any cause whatsoeverGAMBLING: the habit of gambling, stealing, cheating, … Continue reading How to Outwit the Six Ghosts of Fear: The Fear of LOSS OF LOVE

How to Outwit the Six Ghosts of Fear: The Fear of ILL HEALTH

Man fears ill health because of the terrible pictures which have been planted in his mind of what may happen if death should overtake him. It has been shown most convincingly that the fear of disease, even where there is not the slightest cause for fear, often produces the physical symptoms of the disease feared. … Continue reading How to Outwit the Six Ghosts of Fear: The Fear of ILL HEALTH

How to Outwit the Six Ghosts of Fear: The Fear of Criticism

The fear of criticism robs man of his initiative, destroys his power of imagination, limits his individuality, takes away his self-reliance, and does him damage in a hundred other ways. Criticism will plant FEAR in the human heart, or resentment, but it will not build love or affection SYMPTOMS OF THE FEAR OF CRITICISM: SELF-CONSCIOUSNESS: … Continue reading How to Outwit the Six Ghosts of Fear: The Fear of Criticism

Chapter 15 – How to Outwit the Six Ghosts of Fear: The Fear of Poverty

There can be no compromise between POVERTY and RICHES! The two roads that lead to poverty and riches travel in opposite directions. If you want riches (financial, spiritual, mental, and material), you must refuse to accept any circumstance that leads towards poverty. If you demand riches, determine what form, and how much will be required … Continue reading Chapter 15 – How to Outwit the Six Ghosts of Fear: The Fear of Poverty

Chapter 14 – The Sixth Sense: The Door to the Temple of Wisdom (The 13th Step Toward Riches)

The "thirteenth" principle is known as the SIXTH SENSE, through which Infinite Intelligence may, and will communicate voluntarily, without any effort from, or demands by, the individual. The SIXTH SENSE is that portion of the subconscious mind which has been referred to as the Creative Imagination. It has also been referred to as the "receiving … Continue reading Chapter 14 – The Sixth Sense: The Door to the Temple of Wisdom (The 13th Step Toward Riches)

Chapter 13 – The Brain: A Broadcasting and Receiving Station for Thought (The 12th Step Toward Riches)

Twenty years ago, Dr. Alexander Graham Bell and Dr. Elmer R. Gates observed that every human brain is both a broadcasting and receiving station for the vibration of thought. Through the medium of the ether, in a fashion similar to that employed by the radio broadcasting principle, every human brain is capable of picking up … Continue reading Chapter 13 – The Brain: A Broadcasting and Receiving Station for Thought (The 12th Step Toward Riches)

WOCINBIZ HIGHLIGHT #2: SUZANNE YOON

Suzanne Yoon is the daughter of immigrants who has overcome the tragedy of losing her father to become a successful entrepreneur! Her journey is so inspiring! Yoon is also a board member of many organizations such as Chicago Public Library, HFS Scholars, and the National Philanthropic Trust. Kinzie Capital Partners is a Chicago-based private equity … Continue reading WOCINBIZ HIGHLIGHT #2: SUZANNE YOON

WOCINBIZ HIGHLIGHT #1: BRITTNEY ESCOVEDO

Our first WoC Entrepreneur Highlight: Brittney Escovedo, founder of Beyond 8. Beyond 8 is an international event production agency, challenging creative boundaries to execute authentic, diverse and interactive experiences across the fashion, tech, art, music and lifestyle industries. Beyond 8 has worked with: Adidas 1800 Tequila Pyer Moss Red Bull Solange Knowles Oakley and many … Continue reading WOCINBIZ HIGHLIGHT #1: BRITTNEY ESCOVEDO

WOCINBIZ

Welcome to Women of Color in Business! We have partnered with Hairston Hustle to highlight and empower WoC entrepreneurs and aspiring entrepreneurs. WoC entrepreneurs don't get enough recognition or praise for what they contribute to society! Share these highlights with your family and friends! Here are some statistics: Since 2007, the number of firms owned … Continue reading WOCINBIZ