Back at it again with another productivity method to help you start to become your most productive self. The Eat the Frog Method is the process of identifying your most difficult task of the day and completing it before you do any other work. Brian Tracy invented this technique introduced in his book Eat The Frog. This prioritization and productivity method influenced by Mark Twain quote: “Eat a live frog first thing in the morning and nothing worse will happen to you the rest of the day.”
The steps are simple:
Identify what your frog is: Any tasks you believe will take a long time or is too difficult
Eat it (DO it)
REPEAT
This productive method is meant to set you up to win. Starting the day with a win will help your work flow throughout the day. Once you do the hardest thing on your to-do list, the rest of the day will be 100x easier. Sometimes we have to trick our brain and set ourselves up for success.
Utilize this method for the month June and track your progress using out downloadable and FREE Eat the Frog Productivity Tracker:
Time management is the process of organizing and planning how to divide your time between tasks. The result should be working smarter, not harder. I know that is easier said than done being a pro procrastinator, BUT the only way to grow is to make yourself uncomfortable.
While in college I realized that being a pro-procrastinator was not going to get me anywhere; so I decided to research ways to be more productive. I did everything from locking myself in my room for hours to using to dividing my tasks up in time blocks. I found that there is no right or wrong way to manage time. whatever technique or combination of techniques works for you go for it!
Today I wanted to provide you with 3 time management techniques that you can apply to your daily routine today!!
2 Minute Rule
This rule created by author James Clear states if you can complete a task within 120 seconds, you should tackle it now instead of later. Showing up for these tasks changes your mindset , you can do it, you just need to simplify the task into 2 minutes. The key is building the habit of completion one step at a time.
Apply to this time management technique to your life today: Choose a habit , Commit to following the rule, Track your progress
Pareto Principle
AKA the 80/20 rule , created by Italian economist, Vilfredo Pareto “Pareto used the principle to reveal an uneven but predictable distribution of wealth in society—80% of the wealth and income was produced and possessed by 20% of the population.”
How does this apply to time management?
This principle helps you focus your efforts on meaningful tasks that will create 80% of results. The goal is to help you pay attention to how you are actually spending your time.
Pomodoro Technique
A time management method based on 25-minute stretches of focused work broken by five-minute breaks.Longer breaks, typically 15 to 30 minutes, are taken after four consecutive work intervals. This technique helps you resist all of those self-interruptions and re-train your brains to focus.
*Disclaimer: I am not a financial advisor! Do your own research before investing in any company I discuss!*
Today for stock watch I want to present this really cool company! We have all heard of Elon’s Space X, but this company is also focused on space exploration!
Virgin Galactic Holdings, Inc. (SPEC)is a aerospace and space travel company, which engages in the manufacturing of advanced air and space vehicles, and provision of spaceflight services for private individuals and researchers.
Founded in 2017 and is headquartered in New Mexico
Current Price: $23.40
52 Week High: $62.80
52 Week Low: $14.21
This company does not pay any dividend.
In the past year, SPCE is up 35.57%
My opinion: SPCE is a very interesting company. No one has attempted to take average everyday people to space. I’m bullish on this company because of the endless possibilities. I’m holding my position for the long-term because we probably won’t see any results for 3-5 years!
Tell me what you think about SPCE down in the comments! Are you bullish? bearish? Is this your first time hearing about this company?
If you already earn a paycheck for a 9-5 job or you’re interested in creating a consistent income source. This is the post for you! Today, we are going to focus on Passive Income Apps!
What is Passive Income?
Passive income is income that requires no effort to earn and maintain. However, you may need to put up work upfront to have everything set up and then afterwards it would be little to no work for you.
The great thing about passive income is that you can make as much or as little money that you want!
Rakuten has helped shape the way people shop online, offering Cash Back, deals and shopping rewards on the world’s largest selection of products and services.
Rakuteen frequently offers double cash back at the stores in the picture below! It is a good way to earn money while shopping.
Robinhood is an easy-to-use investment app that makes it easy for the average person with no investment experience to build an investment portfolio. This passive income app makes it easy to invest in stocks, cryptocurrencies, and ETF’s.
If you ever wondered what e-commerce was or you were interested in starting an e-commerce business this is the post for you! I am going to give you definitions, examples and benefits of e-commerce!
What is E-commerce?
E-commerce is the buying and selling of good or services via the internet.
Types of E-commerce:
Business to Business (B2B):
Businesses selling good and services to each other. Examples include: software and raw materials
Business to Consumer (B2C):
Businesses selling goods or services to their customers. Examples include:
Direct to Consumer (D2C):
Newest model of ecommerce! A brand is selling directly to their end customer without going through a retailer, distributor, or wholesaler. Examples: Subscriptions and selling on platforms via Instagram and Facebook
Consumer to Consumer (C2C):
Consumers selling their goods or services to other consumers. Examples include: eBay, Etsy, Fivver, resellers
Consumer to business (C2B):
Consumers selling their goods or services to a business. Examples include: photographers, freelance writers, consultants
Welcome back to Stock Watch! Today we are diving into Realty Income!
As always I want to encourage you to do your own research about any stock that I discuss. Use this content as a starting point!
Realty Income (O) aka The Monthly Dividend Company is dedicated to providing stockholders with dependable monthly income.
If you don’t know what a dividend is check out my last post: What is a dividend?
Realty Income (O) is structured as a REIT (real estate investment trust)
The monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with commercial clients.
Fun Facts:
Realty Income (O) has paid 608 consecutive common stock monthly dividends throughout its 52-year operating history.
They have increased the dividend 110 times since going public in 1994
Welcome to Stock Watch! Everyday we are going to provide information on different stocks on the market! I am not telling you to invest in this stock, I am just providing you with information, so that you can make a well-informed decision.
ARKF is an exchange traded fund launched and managed by ARK Investment Management. ARK invest in stocks of companies operating across financials sectors.
Expense Ratio: 0.75%
Holdings: 56
Top 10 Holdings:
Before investing in any stock, make sure you do your DUE DILIGENCE!
As I promised in The Importance of a Business Plan, I will be taking you on the journey of writing your very own business plan! We will be starting with the Introductory Page.
Components of the Introductory Page:
Name of business
When trying to come up with a name for your business focus on the important components of your business. If you are a company focused on helping women apply makeup under 30 minutes… maybe your name will include a synonym for “quick” or “fast” to incorporate that component! Get creative!
Address of business
If you already have a physical address for your business you would put that here. If not, just put the city and state your business will operate out of!
Owner(s)
This part is self explanatory. Include all owners of the business. First and last name is okay for this section!
Confidentiality warning
This is the most important part of the Introductory Page! Anyone who receives your business plan will need to sign this confidentiality warning to insure anything written in the business plan is not copied or discussed with other parties without your permission.
Here is where you will state the amount you will need to sustain your business. Look at the example below to view how to word this statement!
Business Nature
In this section, give a 1 sentence description of your business.
Table of Contents
The table contents is self explanatory! It is important to include page numbers in your table of contents, so that whoever is reading your business plan can easily navigate through it easily.
Investing in dividend paying companies is a good way to receive passive income! Today, I want to share with you some of my favorite dividend aristocrats and dividend kings!
Dividend Aristocrats are companies who have increased their dividend for at least 25 consecutive years.
I wrote my first business plan as a junior in college. The class was titled “New Venture Planning” and our only assignment was to write a business plan for whatever business we wanted to start. I Chose to create a multi-functional sports training gym in my hometown. I went through the process of preparing a 30 page business plan to be examined by my professor. It was during this process that I realized how important a business plan is. A business plan is like a will for your business. If something were to happen to you, someone could pick up your business plan to understand what your business is and how it works.
Let’s get into some definitions…
What is a business plan?
A business plan is a written document that describes in detail how a business runs. It’s basically a roadmap that you can refer back to anytime you want to.
Elements of a business plan includes:
Introductory Page, Executive Summary, Industry Analysis, Description of Business, Production Plan, Marketing Plan, Organizational Plan, Assessment of Risk, Financial Plan, and Appendix
If you’ve been hesitant about writing a business plan, let this be your sign to get your business down on paper!
The following post will be breaking down each element of a business plan! I’m excited to be on this journey with you guys!
It is important to know what types of business models are out there so that you can make the best decisions for your future business. You have to know what type of business you want to create. Do you want to sell products or services? What types of products or services do you want to sell? These are important questions that need to be answered before starting your business.
E-commerce business:
Business to business (B2B): Businesses selling good and services to each other.
Example: software, raw materials
Business to consumer (B2C): Businesses selling good or services to the customer
Consumer to consumer (C2C): Consumers selling goods or services to other consumers.
Example: eBay, Poshmark, Mercari, Etsy
Consumer to business (C2B): Consumers selling their goods or services to a business
Example: photographers, freelance writers
Service based business:
Customers purchase the skills of another person or business.
Examples: Personal Trainer, Graphic Designer
Online Consulting/Coaching
These will be online courses or coaching programs you can sell to consumers involving things you are knowledgeable about.
For example, if you are knowledgable about Adobe photoshop you can sell a course to someone who is interested in learning about Adobe photoshop.
For the past 3 months, I have been obsessed with the stock market and figuring out different ways to make money using the stock market. One efficient way to make a passive income using the stock market is to invest in dividend paying companies.
What is a dividend?
Dividend: a payment a company makes to share profits with its stockholders. Companies pay dividend yearly, monthly, or quarterly. You will receive that dividend no matter if the stock is up or down.
How to find the dividend for a company?
Seeking Alpha is a great resource for any company research! In this photo, is the dividend summary and last announced divided for Coca-Cola (KO). When trying to decipher between companies to invest in for their dividend focus on:
Dividend Yield
Dividend Growth
Dividend Frequency
What is the dividend yield?
The dividend yield a percentage that represents the amount of money a company pays shareholders for owning a share of its stocks.
Safe dividend yield: above 1.5%-4%
Risky dividend yield: 5%-9%
Super risky dividend yield: above 10%
How do dividends work?
Yearly
If you own 4 shares of a company that pays $0.15 yearly per share in dividends, you will receive $.60 per year from that company
Monthly
If you own 4 shares of a company that pays $0.15 monthly per share in dividends, you will receive $0.60 a month
Yearly total: $7.20
Quarterly
If you own 4 shares of a company that pays $0.15 quarterly in dividends you will receive $0.60 quarterly (4 times a year)
Yearly total: $2.40
How do you know what companies to invest in to receive a dividend?
Look at the Dividend Aristocrats (Safe bet): companies who have increased their dividend for at least 25 consecutive years
REITS (real estate investment trusts): are required to distribute 90% of its taxable earnings – most will distribute at least 100% of their taxable earnings to fully utilize the dividends paid deduction and not have corporate income tax
We all have a desire to build new habits, but we fail because we don’t know how to make these new habits stick. In this post, I am going to give you 3 secrets to building new habits.
Let’s start at the beginning….
What is a habit?
A habit is defined as a settled or regular tendency or practice. Habits are little shortcuts that our brains create to do things as efficient as possible.
Routine is very important for a new habit to stick! You have to commit to your new habit and execute everyday!
You have to be able to recognize the difference between good and bad habits.
You Can’t Get Rid Of A Bad Habit, You Can Only Change It
Charles Duhigg
Now that you know what a habit is it’s time to reveal the secrets to building habits:
Secret #1
Choose a habit that improves your quality of life in a major way. Something specific that can be done each day (reading 10 pages a day, running 1 mile every day).
Secret #2
Get 1% better each day for a year. Here’s an equation to break this down for you:
1.01365 = 37
This means if you get 1% better for 365 days you will be 37 times better than when you started.
Habits Are The Compound Interest of Self-Improvement.
James Clear
Secret #3
Implement the 21/90 Rule to effectively build new habits
Commit to a personal or professional goal for 21 straight days. After the 21 days, you continue to do the established habit for another 90 days.
I love when the products I use help me to stay productive! These products that I am going to share with you today have helped me to be my best self and to create my best works!
Here are 4 tech products I loved in February:
Apple iPad Pro – 2017 Model
I use my iPad to watch videos, listen to podcasts, track my habits, read books and even write posts for this blog! I bought my iPad (used) 2 years ago because I felt it was a good addition to help my workflow. I’m a college student so my iPad being lightweight is a plus when I’m always on the go!
Here’s a link to check out this particular iPad if you are interested: https://amzn.to/3q2qJw2
Pure Daily Care Oil Diffuser
I LOVE LOVE my oil diffuser! I use this everyday to set the vibe for the day/ It’s crazy how essential oils can affect your mood and productivity for the day. This oil diffuser came with 10 essential oils and has 7 ambient light settings! My favorite essential oils are Lemongrass and Jasmine!
This microphone exceeded my expectations this month! I’ve been using it for a few projects that I am working on and it has done its job! This microphone is a good quality for the its inexpensive price-tag! It includes a metal stand, shock mount and pop filter! Everything you would need to get started for half the cost!
*This microphone is compatible with macOS, Windows and Linux*
I love this mouse! I have used it for over a year and it hasn’t given out on me yet! As a college student, anything that will help my life a little easier is a plus! This mouse is easy to store and makes me feel in control of my laptop screen!
I hope you all enjoyed this post as much as I enjoyed writing it! I will be doing these every month for the rest of 2021! In the comments, share what has been your favorite tech products this month?
*Disclaimer: This post may contain affiliate links.”
Podcasts are a great way to gain more knowledge about any topic! The podcasts I listen to focus on business, branding and personal development. I listen to these podcasts while I’m cooking, eating, working, exercising etc. In my opinion, listening to podcasts are more convenient than reading books! So if you’re a busy person and you want to find time to gain knowledge about anything I suggest listening to podcasts!
Here is a little homework assignment for you: Choose 1 podcast to listen to for the month of March!
Here are 3 podcasts I loved in February:
Earn Your Leisure
Rashad Bilal and Troy Millings are the hosts of Earn Your Leisure. They give you a behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. Basically they focus on mixing business and pop culture! Earn Your Leisure is currently on Apple Podcasts, Spotify, and YouTube.
Journey to Launch emerged in 2016 by founder Jamila Souffrant initially as one person’s expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast.
While reading The 10 Pillars of Wealth this quote stuck out to me: “You can’t expect your life or circumstances or situations to change if you don’t change.” This sentence took me back to last year when I was thinking positive thoughts and speaking manifestations into the air.
Spoiler alert: nothing changed.
I was struggling to understand why nothing changed when I felt like my energy changed. Until I realized that talk is cheap. We can say what we want to happen, but if we don’t put change behind those words its useless. If we don’t put action behind our manifestation we are wasting our breath.
Here’s an example that we all can relate to of manifestation without action:
Say it’s December 31st and you are writing down all of the things you want to accomplish when next December rolls around. One of those things on your list is you want to lose 20 pounds. You are motivated to lose the weight, you even write it down in the form of a manifestation “I will lose 20 pounds by this time next year.” January rolls around and you’re not exercising or eating healthy, BUT you’re still writing down your manifestation “I will lose 20 pounds by December.” June comes you’re still aren’t putting in any work to reach your weight loss goal BUT you’re continuing to write “I will lose 20 pounds by December.” And so on and so forth. The only change you made in your life was writing down the same baseless manifestation. A manifestation that can’t come to fruition because you are not putting the work behind it! Let’s stop making baseless claims and let’s start putting some action behind it!
If you are starting your investing journey, you need to research stocks before investing. This is key in making the right decision and getting into a stock at the right price.
Sites to use for research (best site for beginners):
A good way to start is to look into the company’s financials. This will give you a clear indicator on whether or not the company is worth investing in. If you are looking for a long term investment, you want to invest in companies who have consistently made money.
Focus on these areas when looking at a companies financials:
Revenue – both operating and non operating
Net income – sales minus cost of goods sold, general expenses, taxes and interest.
Earnings per share (EPS): profitability on a per-share basis
Qualitative Research
“Buy and hold companies that make goods and produce services that you love.” – Elon Musk
Look into a company’s business practices
Sustainability reports (if sustainability is important to you)
Research based on values that are important to you
Invest in companies that you believe in.
Look into where the company ranks amongst their competitors
If you’re ready to start investing and are looking for a guide, here are some of the best investing books for beginners.
It’s important to do your own research before you start investing. I will have more on how to research before investing in the coming weeks.
A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing – Burton G. Malkiel
A Random Walk Down Wall Street has long been established as the first book to purchase when starting a portfolio. This new edition features fresh material on exchange-traded funds and investment opportunities in emerging markets; a brand-new chapter on “smart beta” funds, the newest marketing gimmick of the investment management industry; and a new supplement that tackles the increasingly complex world of derivatives.
The Little Book That Still Beats the Market – Joel Greenblatt
In The Little Book, Joel Greenblatt, Founder and Managing Partner at Gotham Capital (with average annualized returns of 40% for over 20 years), does more than simply set out the basic principles for successful stock market investing. He provides a “magic formula” that is easy to use and makes buying good companies at bargain prices automatic. Though the formula has been extensively tested and is a breakthrough in the academic and professional world, Greenblatt explains it using 6th grade math, plain language and humor. You’ll learn how to use this low risk method to beat the market and professional managers by a wide margin. You’ll also learn how to view the stock market, why success eludes almost all individual and professional investors, and why the formula will continue to work even after everyone “knows” it.
In Beating the Street, Lynch for the first time explains how to devise a mutual fund strategy, shows his step-by-step strategies for picking stock, and describes how the individual investor can improve his or her investment performance to rival that of the experts.
The Financial Diet: A Total Beginner’s Guide to Getting Good with Money – Chelsea Fagan and Lauren Ver Hage
The Financial Diet will teach you: • how to get good with money in a year. • the ingredients everyone needs to have a budget-friendly kitchen. • how to talk about awkward money stuff with your friends. • the best way to make (and stick to!) a budget. • how to take care of your house like a grown-up. • what the hell it means to invest (and how you can do it).
The Outsiders: Eight Unconventional CEOs and Their Radically Rational Blueprint for Success – William N. Thorndike
In this refreshing, counterintuitive book, author Will Thorndike brings to bear the analytical wisdom of a successful career in investing, closely evaluating the performance of companies and their leaders. You will meet eight individualistic CEOs whose firms’ average returns outperformed the S&P 500 by a factor of twenty—in other words, an investment of $10,000 with each of these CEOs, on average, would have been worth over $1.5 million twenty-five years later. You may not know all their names, but you will recognize their companies: General Cinema, Ralston Purina, The Washington Post Company, Berkshire Hathaway, General Dynamics, Capital Cities Broadcasting, TCI, and Teledyne. In The Outsiders, you’ll learn the traits and methods—striking for their consistency and relentless rationality—that helped these unique leaders achieve such exceptional performance.
As a black women, I feel that it is important to highlight black businesses! I have posted black owned businesses frequently and will continue to do so. To celebrate Black History Month, I plan to post something related to Black History weekly! Today, I want to present you with 5 inventions from black inventors.
Imposter syndrome is an internal experience of believing that you are not as qualified as others perceive you to be.
It’s all in your head and is centered around self-doubt. People don’t understand that self-doubt is more powerful then the effects of other peoples’ opinions about you. You have to do the work within in order to overcome imposter syndrome.
To overcome imposter syndrome:
Remind yourself: “I’m here for a reason.”
You have to continue to put in the work. Become overprepared.
Remind yourself: “If I can help one person, I’ve accomplished a lot.”
Book Recommendation: The Imposter Cure: How to Stop Feeling Like a Fraud and Escape the Mind-trap of Imposter Syndrome – Jessamy Hibberd | https://amzn.to/39JWcOv
There are so many ways to make money in 2021. There is a market for just about anything. Today I want to provide you with the 8 income streams along with examples of each.
The 8 Income Streams:
EARNED INCOME
Earned income is the income you receive from working a job. This income includes wagers, bonuses, salaries, commissions, and net earnings from self-employment.
PROFIT INCOME
Profit income is income you receive from buying and selling. I have personal experience with profit income. My resell business is how I’m able to obtain this income. Basically, I buy an item for low and sell for retail or higher then retail. Check out my posts on how I sell items on eBay.
INTEREST INCOME
Interest income is interest from lending money. This income is earned from an investment or project you put your money into. Interest income can also be generated by savings accounts and CDs.
RESIDUAL INCOME
Residual income is when you continue to get paid after work is done after expenses and costs are deducted.
DIVIDEND INCOME
Dividend income is income from owning stocks. Companies pay a percentage of your shares back to you monthly, quarterly or yearly. Before purchasing a share of the stock, check to see if they pay a dividend.
RENTAL INCOME
Rental income is income from renting a house.
CAPITAL GAINS
Capital gains are assets increasing in value. Usually these will be profits from the sale of an asset (shares of stock, piece of land, a business etc.) Types of assets considered as capital gains are immovable assets (ex. real estate) , moveable property (ex. Gold), listed shares, equity oriented mutual funds, and debt oriented mutual funds.
ROYALTY INCOME
Royalty income is income from others using your idea. Includes patents, copyrighted works, natural resources and franchises.
In Infinite Income, Tanner is showing you how you can build your own online empire by letting your ambition drive you and newfound knowledge guide you. You’ll learn the basics of starting an online business using the same strategies Tanner teaches in his Elite CEOs training courses. From realtors and writers to personal trainers and consultants, all types of entrepreneurs will benefit from Tanner’s customizable approach to starting a business. You’ll learn how to set up a website, establish sales funnels, create YouTube ads, and leverage social media, among other valuable insights.
If you’re reading this and want to create your own website on WordPress this is the video for you! This is Part 1 of a 6 Part series! You can use the website for anything you want and potentially earn some passive income!
Our personality, thinking style and how we do things stems from us being left-brained or right-brained.
To be considered left-brained or right-brained these factors will apply:
I took a quiz to see if I was more left-brained or right-brained and the results showed that I was more right-brained. This was surprising because I struggle with creativity and imagination. The more you know!
According to Daniel Goleman, emotional intelligence is the ability to understand and manage your own emotions, and those of the people around you. There are 5 key elements of emotional intelligence: self-awareness, self-regulation, motivation, empathy and social skills.
Self-awareness
Ability to recognize your emotions and how they affect your behaviors.
Ability to recognize your strengths and weaknesses.
You self-reflect and are honest with yourself.
Self-regulation
Ability to control reactions to emotions.
How well are you able to control your emotions when put in a high-stress situation? Do you crack under pressure?
Motivation
Intrinsic motivation: motivated by things beyond fame, money and recognition.
Has the ability to self-motivate.
Focus on achieving inner goals.
Empathy
Understanding other peoples’ thoughts, views, and feelings
Social skills
The skills needed to handle and influence other people’s emotions effectively
Social skills include communication skills, building bonds, persuasion and influencing skills, team-working skills
From what you read on emotional intelligence, would you consider yourself to be emotionally intelligent?
One of my goals is to read 12-15 books this year! I have compiled a list of books that I want to dive into over the next few months! Reading is so important for self development, so check out my list and go grab you a book! Let’s be better than we were in 2020!
*There will be Book Highlights for each book I read this year!*
In The Artisan Soul, Erwin Raphael McManus— author, thought leader, and founder of MOSAIC in Los Angeles—pens a manifesto for human creativity and the beginning of a new renaissance. McManus not only calls us to reclaim our creative essence but reveals how we can craft our lives into a work of art. There are no shortcuts to quality, and McManus celebrates the spiritual process that can help us discover our true selves.
An inspirational book by self-made musical superstar, Russ, reminding you that it starts with YOU, to believe in yourself, and to get out of your own way.
From the platinum selling recording artist and New York Times bestselling author of The Autobiography of Gucci Mane comes THE GUCCI MANE GUIDE TO GREATNESS—an unprecedented look at Gucci Mane’s secrets to success, health, wealth, and self-improvement.
Best known for creating CD Baby, the most popular music site for independent artists, founder Derek Sivers chronicles his “accidental” success and failures into this concise and inspiring book on how to create a multimillion-dollar company by following your passion. Sivers details his journey and the lessons learned along the way of creating and building a business close to his heart.
From his first major label deal to the controversies, health scares, arrests and feuds he had to transcend along the way, Hurricanes is a revealing portrait of one of the biggest stars in the rap game and an intimate look at the birth of an artist.
In this challenging but conversational book, Rachel exposes the twenty lies and misconceptions that too often hold us back from living joyfully and productively, lies we’ve told ourselves so often we don’t even hear them anymore.
START WITH WHY shows that the leaders who’ve had the greatest influence in the world all think, act, and communicate the same way — and it’s the opposite of what everyone else does. Sinek calls this powerful idea The Golden Circle, and it provides a framework upon which organizations can be built, movements can be led, and people can be inspired. And it all starts with WHY.
Forget the old concept of retirement and the rest of the deferred-life plan–there is no need to wait and every reason not to, especially in unpredictable economic times. Whether your dream is escaping the rat race, experiencing high-end world travel, or earning a monthly five-figure income with zero management, The 4-Hour Workweek is the blueprint.
Haden shows us how to reframe our thinking about the relationship of motivation to success. He meets us at our level–at the beginning of any big goal we have for our lives, a little anxious and unsure about our way forward, a little burned by self help books and strategies that have failed us in the past—and offers practical advice that anyone can use to stop stalling and start working on those dreams.
In this instant New York Times bestseller, Angela Duckworth shows anyone striving to succeed that the secret to outstanding achievement is not talent, but a special blend of passion and persistence she calls “grit.” “Inspiration for non-geniuses everywhere”
Atomic Habits offers a proven framework for improving–every day. James Clear, one of the world’s leading experts on habit formation, reveals practical strategies that will teach you exactly how to form good habits, break bad ones, and master the tiny behaviors that lead to remarkable results.
Combat, the most intense and dynamic environment imaginable, teaches the toughest leadership lessons, with absolutely everything at stake. Jocko Willink and Leif Babin learned this reality first-hand on the most violent and dangerous battlefield in Iraq. As leaders of SEAL Team Three’s Task Unit Bruiser, their mission was one many thought impossible: help U.S. forces secure Ramadi, a violent, insurgent-held city deemed “all but lost.” In gripping, firsthand accounts of heroism, tragic loss, and hard-won victories, they learned that leadership―at every level―is the most important factor in whether a team succeeds or fails.
JIM KWIK, the world’s #1 brain coach, has written the owner’s manual for mental expansion and brain fitness. Limitless gives people the ability to accomplish more–more productivity, more transformation, more personal success and business achievement–by changing their Mindset, Motivation, and Methods.
Comment which book you’re excited to read!
*This post contains links that I can receive a percentage of the purchase of the books listed at no cost to you!*
I have gained so many new followers in the month of December, so I wanted to take the time out and reintroduce myself! I’m Brittany, a senior at The College of Charleston. I started this blog in 2019 to be a resource to people looking to better themselves through the transformation of their mind (i.e. growth mindset).
This year I want to shift to the focus of this blog to wealth building advice and transformation of mindset. 2021 is the year for elevation and I can’t wait to grow with you all!
Comment below any topics you want me to cover in 2021! Your feedback is appreciated.
Rock Deep was created by Rocky Parrish, who after years of playing sports developed problems with his feet. This resulted in him wanted to develop footwear that would provide maximum comfort. Rock Deep has a wide variety of shoe styles for men and women, as well as apparel.
Founder Eric Jones (Doctor Dapper) dedicates his luxury footwear brand to his late mother who was his source of support and inspiration. LFLS Shoes are designed in the U.S. and handcrafted in Brazil. There are style options for men and women.
Kendall Reynolds, a third generation entrepreneur from the Southside of Chicago, founded Kendall Miles Designs (2015) while in college at the University of Southern California. She received formal training from Ars Sutoria in Milan, Italy, as well as spending time in NYC in the fashion industry. Kendall Miles are designed in LA and crafted in Florence, Italy.
Over the past two months, I have had the honor of learning from guest speakers from all around the world. The value that these speakers provided was invaluable. I took notes from each speaker and would like to share with you a list of lessons I learned from each one
Develop relationships
Don’t run from fear
Do what makes you happy
Success is being able to move forward from failure
Having a business plan is essential to any business no matter the industry. Organize your thoughts and put them into a organized plan! I am providing you with a checklist to help you visualize and organize your thoughts!
There is also a printable PDF checklist located at the bottom of the post.
I take my personal growth seriously. I take your personal growth seriously! To be able to see changes in your personal growth you have to “feed” it daily! Pump as much positive content into your mind as humanly possible! Your personal growth journey should be important enough that you put in the work to see positive changes in your life.
Here are 4 Ways You Can Contribute Your Personal Growth Daily:
Listen to Podcasts
I love listening to podcasts when I’m driving, cooking, and working! Podcasts are an easy way to pick up some new knowledge! Some of my favorite podcasts are Earn Your Leisure, Overthinking with Steph, Hustle Sold Separately, and The Ground Up Show.
Master the Market NOW: Top Investment Tips for Immediate Profit –
Earn Your Leisure
Welcome to our deep-dive session, 'Master the Market NOW: Top Investment Tips for Immediate Profit.' In this video, we will equip you with cutting-edge strategies and insights that can help you navigate the financial market for immediate gains. Whether you're a beginner investor or an experienced trader, our expert tips will provide valuable guidance to help you make smarter, more profitable decisions. From identifying potential investment opportunities to understanding market trends, we've got you covered. Hit subscribe and stay tuned for more financial wisdom. Remember, the time to master the market is NOW!GET YOUR TICKETS TO THE NUMBER #1 FINANCIAL FESTIVALhttps://investfest.comJOIN THE NUMBER #1 EDUCATIONAL PLATFORMhttps://www.eyluniversity.com/communityAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
As you may know if you’ve been reading my blog posts for awhile, I’m always encouraging you to pick up a book! Reading is essential to life. There are some many great books out there that will help you on your personal growth journey. My personal favorites are The Happiness Advantage, Shoe Dog, and Think & Grow Rich.
YouTube has been the easiest way for me to contribute to my personal growth! There is so much quality content focusing on personal growth that it’s hard to pick a few favorites! Some of my favorite YouTube channels areErin On Demand, GaryVee, and Nathaniel Drew. I will also link my favorite video from each of those channels!
Today’s FINANCIAL LITERACY LESSON will be focused on BEAR MARKET VS BULL MARKET!(Market is referring to the stock market) Before you invest, it is important that you understand what the market is doing and I hope this post is helpful!
BEAR MARKET
When a market experiences prolonged price declines
Characterized by investors’ pessimism and low confidence
Occurs before or after the economy moves into a recession
A condition in which securities prices fall 20% or more from recent highs for a two-month period
The average length of a bear market is 363 days according to investment company Invesco
A bear market occurs every six years
The Covid-19 bear market started March 11, but entered a bull market a couple weeks later
BULL MARKET
Stock prices are rising
Market sentiment is optimistic
Occurs when there is a rise of 20% or more over a two-month period
The average length of a bull marker is 6.6 years
During this period where more companies start trading through an IPO
Hey guys! I want to share with you the tips and tricks I have developed over the past 2 years of selling on eBay! I want you to have every tool necessary to be a successful seller on eBay! Also, I will be including items that I use on a daily basis for my eBay business! Leave me some feedback in the comments!
Take clear photos
Write clear descriptions (Example: New without box, Men’s Size 10.5, Will ship immediately and package carefully)
Make sure your titles are accurate (especially for electronics) In the photo above you see that I include the style code + the size of the shoe in the title
Don’t cheat the market (posting for a lower price to sell quicker, it brings the market value down of the item)
Sell in lots for quicker sales (especially for books) I had these books laying around my house, instead of selling each individual I decided to sell them together! Sidenote: you can sell books individually, but do your research before your list so that you know what’s selling
Drop packages off at post office as soon as possible, so that there won’t be issues with your eBay seller status
Post new items frequently so that it helps your listings in terms of ebay’s algorithm ( I post every 2-3 days )
Make sure to leave a thank you note in the box with your sold item, customers love interaction and may buy again because of a small gesture (AmazonBasics Index Cards)
Invest in a printer to make printing labels easier and faster ( I used to go to office depot 1-3 times a week to print, now I save time and money on gas and the cost to print) (HP OfficeJet 3830 All-in-One Wireless Printer)
Start a blog: Of course this had to be #1, blogging can open up so many doors for other side hustles! You can monetize your blog by using affiliate links or by sponsoring companies on your blog using ads! Blogging is a fun way to connect with other like-minded people and impact someone’s life. I recommend using WordPress to start your blog, it is easy to use and the plans are reasonably priced!
Drive for Lyft/Uber: This is probably the most well-known side hustle! Use your car to put extra money in your pocket!
Test apps and websites: An easy way to make money from the comfort of your bed or couch! The only thing that is required is your time! I recommend signing up for UserTesting!
Babysitting/Dogsitting: I guarantee you their are children and dogs that need to be watched! You can join Facebook groups to find parents looking for someone to watch their child or even their dog!
Complete online surveys: Another easy way to make money on your own time! Completing online surveys is time consuming but could be a fun way to bring in some extra spending money! I recommend using Survey Junkie, InboxDollars, and Lifepoints.
Sell items on eBay, Poshmark, and Mercari: Sell whatever you have laying around the house or go to yard sales/garage sales and find items to sell! This is one of my personal favorite side hustles! I will have more posts on reselling on these platforms soon!
Write an Ebook: Write about what you know and do well! Think of ebooks as a how to guide for others to know how to do something you are well experienced in! You can sell your ebook on Amazon or Gumroad! I have heard positive reviews about both platforms!
Start a podcasting: Podcasting is a fun way to let your voice be heard! Plus, you can make some side money with sponsorships! I have a podcast releasing very soon for you guys!! I recommend using Anchor to start your podcast! Anchor is a free platform that is focused around you putting your best content out there! I have been using the Amazon’s Choice USB Microphone to record the episodes for the podcast and it has been great!
Freelance your skills: This is another good way to make some side money! I guarantee you any skill you have can be monetized! Use Fiverr and UpWork to freelance your skills for money! These sites are easy to use and there are many gigs that you can create!
Hey guys! I’m back again with another Financial Literacy post! Today, I am discussing stock market key concepts and vocabulary! Learning new things is so fun especially during these times! I hope that you can learn something new or refine your knowledge on the stock market! I would love if you share something you learned from this blog post and/or add anything that you think would be important for others to know in the comments! Sharing is caring!
This photo is a screenshot of a Yahoo Finance summary for Amazon:
Open – the price of the stock when trading begins
Bid – current highest price someone’s willing to pay for a stock
Ask – Current lowest price someone’s willing to sell the stock at
Volume – Amount of shares being traded
Day’s Range – the lowest to highest price of a stock for the day
Market Cap – the total value of all a company’s shares of stock (calculated by multiplying the price of a stock by its total number of outstanding shares)
Beta – a measure of a stock’s volatility. If a stock moves less than the market, the stock’s beta is less than 1.0. High beta stocks = more risk, higher return; Low beta stocks = less risk, lower returns
P/E Ratio – a company’s share price to its earnings per share
EPS(Earnings per share) – a company’s profit divided by the outstanding shares of its common stock
Earnings date – the date of the next release of a company’s financial report
Its imperative that you do your own research on the stocks you are interested in investing in! Below are some of the resources that I have found helpful throughout my investing journey! I would love if you would share your favorite resources and/or tips for understanding the market!
Below is a screenshot of the Amazon stats that are displayed on Robinhood! As you can see it is less complex than Yahoo Finance, which is great for beginners! Personally, I love using this platform to invest! It is free to download and easy to use! If you would like to check it out, use my link and get a free stock when you sign up: https://join.robinhood.com/brittah759
I use Yahoo Finance to research stocks and companies I am interested in investing in! I was introduced formally to Yahoo Finance my freshman year in undergrad by my Financial Literacy professor. She taught us how to navigate Yahoo Finance to be able to get the most meaningful information out of this resource! Research is so so so important when investing in anything especially the stock market!
Investopedia is another good resource for investing! There are education tools, market news, personal finance assistance and courses available to you! I have learned so much about money from this resource!
If you are hesitant with investing real money into the market, this is the tool for you! The Investopedia Simulator is completely risk free, you use $100,000 of Fake money to invest in the stock market in real time! You are able to create strategies and build confidence before actually investing your money!
YouTube University is your best friend especially if you are a visual learner! Everything is free which is great! Market Monday’s is a segment created by Earn Your Leisure, every Monday the founders of EYL have stock market experts hold a seminar in real time about everything concerning the stock market! I started watching at the beginning of the quarantine and have learned so much! I have linked an episode that I really enjoyed and I hope you will enjoy it as well!
I recommend this book for anyone interested in starting a journey in stock market investing! This book was assigned in my Financial Literacy course and it changed the way I thought about investing and helped me to build my own strategies for investing! Reading books is the easiest way to obtain knowledge!
Prior to coming to college I was never taught financial literacy. Everything changed once I took a financial literacy course during my freshman year in college! It created a hunger for me to learn more about financial terms and there meanings. Even though most of these concepts seem simple, I feel that it is important to get this information out there for people who were in my position! I will be posting Financial Literacy content weekly (along with sources that I use to access this information), I hope it serves you well! (Let me know in the comments what concepts you want me to touch on!)
Assets and Liabilities are very important concepts of financial literacy. Knowing the difference between the two can be the difference in living check to check or living with financial freedom!
Assets: generate cash inflow over the years (anything that puts money into your pockets are deemed assets)
Examples of Assets:
Real Estate
StocksBonds
Notes
Intellectual Property
Liabilities: generate cash outflow over the years (anything that takes money out of your pockets with no chance of a return are deemed liabilities)
Examples of Liabilities:
Cars
Vacations
Clothes
Unused Subscriptions
Loans
Credit Card Debt
We should all focus on building wealth through our assets! In order to do that we have to minimize our liabilities!
Resources:
For more information on assets and liabilities, I would suggest reading Rich Dad, Poor Dad by Robert Kiyosaki; this book goes into great detail on how to use these two concepts to your advantage! (Sidenote: reading makes you better!!)
Phil Knight gives readers an inside look into his journey with Nike! He gets vulnerable in his story telling ability and displays what it takes to go from nothing to something! I recommend this book for anyone who feels as if their dream is too big; this book will give you a renewed motivation to shoot for the stars. You will never know how something will turn out if you don’t pursue it.
NOTES
Theme:Keep RunningAt various times, Knight would go for a run. He would run when things were good and bad. This simple act taught me that no matter what is going on good or bad….keep running. Progression is key to life. Knight took readers through his personal development from timid to assertive. He looked at every win and loss as a lesson learned.
FAVORITE HIGHLIGHTS
So that morning in 1962 I told myself: Let everyone else call your idea crazy…just keep going. Don’t stop. Don’t even think about stopping until you get there, and don’t give much thought to where “there” is. Whatever comes, just don’t stop.
Don’t tell people how to do things, tell them what to do and let them surprise you with their results.
The man who moves a mountain begins by carrying away small stones.
The junk merchant doesn’t sell his product to the consumer, he sells the consumer to his product.
You cannot travel the path until you have become the path yourself.
You are capable. You are confident. You can do this.
Driving back to Portland I’d puzzle over my sudden success at selling. I’d been unable to sell encyclopedias, and I’d despised it to boot. I’d been slightly better at selling mutual funds, but I’d felt dead inside. So why was selling shoes so different? Because, I realized, it wasn’t selling. I believed in running. I believed that if people got out and ran a few miles every day, the world would be a better place, and I believed these shoes were better to run in. People, sensing my belief, wanted some of that belief for themselves. Belief is irresistible.
To study the self is to forget the self.
People reflexively assume that competition is always a good thing, that it always brings out the best in people, but that’s only true of people who can forget the competition. The are of competing, I’d learned from track, was the art of forgetting, and I now reminded myself of that fact. You must forget your limits. You must forget your doubts, your pain, your past. You must forget that internal voice screaming, begging, “Not one more step!” And when it’s not possible to forget it, you must negotiate with it.
Life is growth. Business is growth. You grow or die.
Change never comes as fast as we want it.
Sometimes you have to give up. Sometimes knowing when to give up, when to try something else, is genius. Giving up doesn’t mean stopping. Don’t stop.
Have faith in yourself, but also have faith in faith. Not faith as others define it. Faith as you define it. Faith as faith defines itself in your heart.
Hey everyone! I hope this post is finding you happy and healthy. I wanted to share with you guys the apps that help me maximize my productivity. Being more productive has been a journey for me over the past 3 years, but I’m so grateful that these apps make it easier for me to do so! Let’s get productive!
TIME MANAGEMENT
GOOGLE CALENDAR
Google Calendar is essential to my college career. I use Google Calendar to organize my assignments and input my exam dates. Google Calendar is my go-to! I think everyone should use this as an asset for organizing their day, week and month!
Here is a look into how I use Google Calendar throughout the semester to organize my academic life!
NOTE-TAKING
EVERNOTE
I use Evernote to organize my ideas for this blog and my other projects! Its easy to use and helps me process my thoughts.
GOOGLE DOCS
I use Google Docs to organize my notes for my college courses. Over the past 4 years, I have adapted to different learning styles and have transitioned from writing down notes to typing notes. Typing notes is more efficient and easier for me to grasp concepts.
HABITS TRACKER
PRODUCTIVE
I started using Productive to track my reading habits and I haven’t turned back. I believe that the creation of good habits are the key to success. If you don’t have efficient systems (habits) in place, there is no way you can be successful consistently.
What are some useful apps that use to keep you productive?
*REMEMBER: SHARING IS CARING! Let’s help each other grow!
These quotes have changed my perspective about my life. It so amazing that a simple quote can change the way you think about the situations you face! I hope that these quotes serve you well and that you are able to change your perspective through them! Also, I want anyone reading this post to comment their favorite quote(s) of all time! SHARING IS CARING!
“Every accomplishment starts with the decision to try.” John F. Kennedy
“The man who moves a mountain begins by carrying away small stones.” Phil Knight
“Change alone doesn’t bring growth, but you cannot have growth without change.” John C. Maxwell
“FAITH and FEAR make poor bedfellows. Where one is found, the other cannot exist.” Napoleon Hill
“People do not decide their futures, they decide their habits and their habits decide their futures.” F.M. Alexander
“Even if your ambitions are huge, start slow, start small, build gradually, build smart.” Gary Vaynerchuk
“I’ve missed more than 9,000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life and that is why I succeed.” Michael Jordan
“It’s hard to beat a person who never gives up.” – Babe Ruth
“If you don’t like something, change it. If you can’t change it, change your attitude.” Maya Angelou
“Start where you are, with what you have. Make something of it and never be satisfied.” George Washington Carver
“A life is not important except in the impact it has on other lives.” Jackie Robinson
“If you have no confidence in self, you are twice defeated in the race of life.” Marcus Garvey
“Love recognizes no barriers.” Maya Angelou
“How you do one thing is how you do everything.” Unknown
“Look at every win and loss as a lesson learned.” Hairston Hustle
This book is 127 pages filled with valuable information on how to transform your thinking to become successful. John C. Maxwell focuses on thought-processes that will lead you to see physical results. I’ve read this book twice and each time I learn something new!
NOTES
Thinking Questions:
Am I thinking beyond myself and my world so that I process ideas with a holistic perspective?
Am I dedicated to removing distractions and mental clutter so that I can concentrate on the real issue?
Am I working to break out of my “box” of limitations so that I explore ideas and options to experience creative breakthroughs?
Am I building a solid mental foundation on facts so that I can think with certainty?
Am I implementing strategic plans that give me direction for today and increase my potential for tomorrow?
Am I unleashing the enthusiasm of possibility thinking to find solutions for even seemingly impossible situations?
Am I regularly revisiting the past to gain a true perspective and think with understanding?
Am I consciously rejecting the limitations of common thinking in order to accomplish uncommon results?
Am I consistently including the heads of others to think “over my head” and achieve compounding results?
Am I continually considering others and their journey in order to think with maximum collaboration?
Am I staying focused on the bottom line so that I can gain the maximum return and reap the full potential of my thinking?
The Right Thought plus the Right People in the Right Environment at the Right Time for the Right Reason = the Right Result
Takeaways:
All ideas are valid
It’s okay to go down a different path
Different ideas come together to form better solutions
Every loss is a lesson
FAVORITE HIGHLIGHTS
Learn Continually, Listen Intentionally, Look Expansively, and Live Completely
Leaders must be able to:
See the vision before their people do
Size up situations, taking into account many variables
Sketch a picture of where the team is going
Show how the future connects with the past to make the journey more meaningful
Seize the moment when the timing is right
As Alvin Toffler says, “You’ve got to think about ‘big things’ while you’re doing small things, so that all the small things go in the right direction.”
Varied experiences – both positive and negative – help you see the big picture. The greater the variety of experience and success, the more potential to learn you have.
To take ideas to the next level, you must shift from being expansive in your thinking to being selective.
The immature mind hops from one thing to another; the mature mind seeks to follow through.
Being willing to give up some of the things you love in order to focus on what has the greatest impact isn’t an easy lesson to learn. But the earlier you embrace it, the sooner you can dedicate yourself to excellence in what matters most.
More than what you get done, more than the role you play, more than your title, more than your ‘output’ – it’s your ideas that matter.
Creativity is being able to see what everybody else has seen and think what nobody else has thought so that you can do what nobody else has done.
The joy of not knowing it all refers to the realization that we seldom if ever have all the answers; we always have the ability to generate more solutions to just about any problem.
Most limitations we face are not imposed on us by others; we place them on ourselves.
If you want to break out of your own box, get into somebody else’s.
Reality is the difference between what we wish for and what is.
Change alone doesn’t bring growth but you cannot have growth without change.
Disappointment is the difference between expectations and reality. Realistic thinking minimizes the difference between the two.
You can’t build a house in midair; it needs a solid foundation. Ideas and plans are the same. They need something concrete on which to build.
Any time you shoot from the hip or go into a totally reactive mode, you increase your margin for error. It’s like a golfer stepping up to a golf ball and hitting it before lining up the shot. Misaligning a shot by just a few degrees can send the ball a hundred yards off target. Strategic thinking, however, greatly reduces that margin for error. It lines up your actions with your objectives, just as lining up a shot in golf helps you put the ball closer to the pin. The better aligned you are with your target, the better the odds that you will be going in the right direction.
Little things can be won easily through systems and personal discipline.
People who think big attract big people to them.
If you embrace possibility thinking, your dreams will go from molehill to mountain size, and because you believe in possibilities, you put yourself in position to achieve them.
An experience becomes valuable when it informs or equips us to meet new experiences.
Good thinking is hard work. If it were easy, everybody would be a good thinker. Unfortunately, many people try to live life the easy way. They don’t want to do the hard work of thinking or pay the price of success. It’s easier to do what other people do and hope they thought it out.
If you are successful, it becomes possible for you to leave an inheritance for others. But if you desire to do more, to create a legacy, then you need to leave that in others.
I’ve recently begun listening to podcasts again! An easy way to retain information and learn new information is to listen to podcasts! There is so much value in podcasts (plus they are free to listen). I have chosen 4 podcasts that I’m going to listen to for the month of July. I want to share my list with you along with my favorite episodes so far! At the end of July, I will post a complete list of my favorite episodes from each podcast along with notes that I have taken while listening! I hope that I can encourage you to start listening to podcasts more or even start your own podcasts!
Podcasts for July:
Million Dollar Life Lessons – Prince Donnell and Dana Chanel
This step is self-explanatory. Include as much information as you can with the 80 characters provided in the “Title” section. Make sure your item matches the title.
STEP TWO: ITEM SPECIFICS
This is one of the most important sections! Include everything you know about your item. The more information….. the better. Buyers are more likely to buy an item if they have all of the information. You can look up other listings for your item and get information from others as well.
STEP THREE: PHOTOS
Take pictures of the item from every angle. Take close-ups of any defects on the item. To make the item look clear on pictures, use a white background (I used a thick white poster board as my background when I first started selling on eBay). You can use a white sheet as well. The background gives off a professional look. You can upload up to 10 pictures in this section; take 15-20 and choose your best 10 that displays the item clearly.
STEP FOUR: DESCRIPTION
The “Description” section is filled in automatically, but you can add anything you think the buyer needs to know about the product.
STEP FIVE: PRICING
I don’t personally use the auction feature, but I know that it is useful for fundraisers. I use the buy it now feature because it is faster and automatic. Once someone purchases your item, the money goes straight to your PayPal. I allow offers for items $100 and up.
STEP SIX: SHIPPING
When you first start selling items on eBay, I would recommend you to let the buyer pay for shipping until you get into a rhythm selling. If you are desperate to sell an item, I would offer free shipping which means that you would pay for shipping.
Click List It and you are on your way.
*After you click list it, a screen will pop up and will ask if you want to promote your item (helps the item sell faster and puts it in front of more people)*
What do I do when my item is bought?
eBay will notify you once the item is purchased, the money will go straight to your PayPal. The next step is printing the shipping label, once that is printed you will need to ship the item between 1-3 business days. You can find cheap boxes at Walmart or you sometimes can find them outside of businesses for free. Be sure to make sure your item is secure in the box. Once you have your item in the box, you can drop it off at your local post office.
HairstonHustle.blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
The more liquid your assets, the more financial flexibility you have.FICO scores range from 300 to 850, and the higher the score, the better the terms you may receive on your next loan or credit card. People with scores below 650 may have a harder time securing credit at a favorable interest rate.
HairstonHustle.blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
A niche is a focused, targetable portion of a broader market in which specialized products or services can be sold. In the case with eBay, a niche is any product that can be sold for a profit.
Do I have to spend money to get started?
You don’t have to even spend money on a product when you first get started selling on eBay. My first sale was a set of Wimpy Kid books that were in my closet for years. You can sell anything on eBay!
Places to find items to sell:
Around the house
Yard sales
Flea market
Thrift stores (I personally use Goodwill)
Wholesalers
Examples of different niches that I have entered including the items:
Business BooksCalculatorsAutobiographiesCollege TextbooksElectronicsFiction booksFiction booksFiction booksElectronics
Part 2 of “A Guide to eBay Selling”: How to set a price on items …. coming soon
HairstonHustle.blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
This fear is useless. Death will come, no matter what anyone may think about it. Accept it as a necessity, and pass the thought out of your mind. It must be a, necessity, or it would not come to all. Perhaps it is not as bad as it has been pictured.
Life is energy, if it is anything. If neither energy nor matter can be destroyed, of course life cannot be destroyed. Life, like other forms of energy, may be passed through various processes of transition, or change, but it cannot be destroyed. Death is mere transition.
SYMPTOM OF THE FEAR OF DEATH
The habit of THINKING about dying instead of making the most of LIFE, due, generally, to lack of purpose, or lack of a suitable occupation.
HairstonHustle.blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
This fear grows out of two sources. First, the thought that old age may bring with it POVERTY. Secondly, and by far the most common source of origin, from false and cruel teachings of the past which have been too well mixed with “fire and brimstone”.
The possibility of ill health, which is more common as people grow older, is also a contributing cause of this common fear of old age.
Another contributing cause of the fear of old age, is the possibility of loss of freedom and independence, as old age bring with it the loss of both physical and economic freedom.
SYMPTOMS OF THE FEAR OF OLD AGE:
The tendency to slow down and develop an inferiority complex at the age of mental maturity.
The habit of speaking apologetically of one’s self as “being old” merely because one has reached the age of forty, or fifty, instead of reversing the rule and expressing gratitude for having reached the age of wisdom and understanding.
The habit of killing off initiative, imagination, and self-reliance by falsely believing one’s self too old to exercise these qualities.
The habit of the man or woman of forty dressing with the aim of trying to appear much younger, and affecting mannerisms of youth; thereby inspiring ridicule by both friends and strangers.
HairstonHustle.blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
A.I. tools are becoming extremely popular being that they make life easier. They can also make growing in your career easier as well. It would be wise to become familiar with the A.I. tools used by companies, so that you can take that next step in advancing your career.
Here are 4 A.I. tools you can use today for career growth:
You can Kickresume’s AI-powered resume builder to automatically generate your entire resume. The AI Resume Writer can write professional sections for your resume summary, work experience, and education, with a consistent tone throughout the document.
They have 3 different plan options (Free, Monthly, Yearly):
35+ professional resume templates, 35+ matching cover letter templates, 7 personal website templates, Full customization options, AI resume checker, Priority email & chat support, Kickresume for Mobile and AI Writer
The Yearly Plan ($5/month):
35+ professional resume templates, 35+ matching cover letter templates, 7 personal website templates, Full customization options, AI resume checker, Priority email & chat support, Kickresume for Mobile and AI Writer
There is no excuse to not have an ironclad resume with tools like Kickresume available to you!
Staying on the theme of productivity, why not use A.I. to become more productive? I came across 5 great tools to make your productivity journey easy. If you are struggling on where/how to start becoming more productive, give these tools a try!
*I plan on deep diving into each of these tools in future articles, so that if it is the right tool for you I can provide you with a how to guide on how to effectively use it!*
Futurenda is an automatic calendar planner that enables you to manage tasks without spending time. It was designed to manage flexible hours and deadlines. Key features include: life organizer, time tracking, deadline manager, Google calendar sync and instant sync.
All you have to do is input your tasks with deadlines and Futurenda’s advanced A.I. system will arrange them into calendar format for you.
Futurenda is free with the option to upgrade to Premium or Unlimited accounts to access more powerful features.
HAIRSTON HUSTLE 