Financial Literacy month #1: ROTH IRA

Today’s financial literacy lesson is about a ROTH IRA. I will touch on the basics of what a ROTH IRA is, benefits and resources to help you make the best decision for your future. What is a roth ira? A Roth IRA is an individual retirement account that offers tax-free growth and tax-free withdrawals inContinue reading “Financial Literacy month #1: ROTH IRA”

Passive Income Idea: Use Passive Income Apps

If you already earn a paycheck for a 9-5 job or you’re interested in creating a consistent income source. This is the post for you! Today, we are going to focus on Passive Income Apps! What is Passive Income? Passive income is income that requires no effort to earn and maintain. However, you may needContinue reading “Passive Income Idea: Use Passive Income Apps”

Business Planning 101: Introductory Page (w/EXAMPLES)

As I promised in The Importance of a Business Plan, I will be taking you on the journey of writing your very own business plan! We will be starting with the Introductory Page. Components of the Introductory Page: Name of business When trying to come up with a name for your business focus on theContinue reading “Business Planning 101: Introductory Page (w/EXAMPLES)”

Dividend Aristocrats and Dividend Kings

Investing in dividend paying companies is a good way to receive passive income! Today, I want to share with you some of my favorite dividend aristocrats and dividend kings! Dividend Aristocrats are companies who have increased their dividend for at least 25 consecutive years. My favorite dividend aristocrats: AT&T Inc. (T) Atmos Energy (ATO) Becton,Continue reading “Dividend Aristocrats and Dividend Kings”


WHAT IS DEBT? The money you owe another person or a business. “GOOD” DEBT Money owed for things that can help build wealth or increase income over time. Example: student loans, mortgages, business loans “BAD” DEBT Money borrowed to purchase a depreciating asset Example: cars, high interest credit cards Book Recommendation: The Psychology of Money:Continue reading “FINANCIAL LITERACY LESSONS: “GOOD” DEBT VS “BAD” DEBT”